Top 100 UPI Apps for sending and receiving money

Today the best source for sending and receiving money in your account that UPI (Unified Payments Interface). if you are looking for UPI apps in 2023 that you are in the right place. we will be sharing 100 UPI apps in this article. you can use this UPI and receive and send money easily to your bank account.

Top 100 UPI Apps for sending and receiving money

In the last 5 years, digital payment is growing day by day. The UPI (Unified Payments Interface) was developed by the National Corporation of India(NCPI). UPI is an instant payment system by which you can transfer payment from one account to another bank account.

At present, almost every month 200 crore transactions are being done from UPI. A large portion of which originated through Third Party Application Providers (TPAPs). In the financial sector, third-party apps are often integrated with banking apps to create different services for a better and more tailored user experience.

BHIM was the first app that enabled UPI payments between bank accounts. However, after 6 years of its launch, there are many UPI payment apps out there so it becomes tough to determine which UPI app is best for you. Keep reading to know about the top UPI apps – their features, pros and cons, best ones to choose from.

Note: The list has not been prepared in order of preference. The players selected for the same have been listed arbitrarily. With that, let’s move on to UPI apps.

Top 100 UPI apps

Google Pay: Google Pay is the most popular UPI app developed by Google. Google Pay allows the user to make a secure payment, transfer money, pay bills, and recharge their mobile. Google Pay has a simple interface and supports multiple bank account, and provide cashback rewards for every transaction.

PhonePe: Phonepe is one of the top UPI apps, owned by Walmart and powered by ICICI Bank. Phonepe is a feature-rich UPI app that allows users to receive and send money, pay bills, recharge their mobile, and make online purchases. if offer a Free user experience, a quick transaction process, and supports multiple languages. Phonepe offers cashback and discounts to users.

Paytm: Paytm is an all-in-one digital payment app that includes UPI functionality. Apart from UPI transactions, it allows users to make mobile recharges, pay bills, tickets book, and shop online. It offers a wide range of services, supports multiple languages, and provides cashback rewards for transactions.

BHIM: BHIM is a government-supported UPI app developed by the National Payments Corporation of India (NPCI). It provides a simple and secure platform for UPI transactions, allowing users to send and receive money using a mobile number. BHIM UPI app focuses on ease to use and offers quick and hassle-free payments.

Amazon Pay: Amazon Pay is Amazon’s digital wallet that integrates UPI for Free payments. Along with UPI transactions, it allows users to make payments on Amazon and partner websites, pay bills, and recharge mobiles. It provides a secure payment experience and offers cashback rewards and discounts for transactions.

MobiKwik: Mobikwik is the most popular UPI Apps. The all-in-one mobile payment app that makes managing your transactions easy and secure.

Freecharge: A user-friendly app for quickly recharging your mobile, paying bills, and making simple and secure transactions.

PayZapp: Simple and secure your payments with PayZapp, an app that offers a wide range of services like bill payments and travel bookings.

Airtel Payments Bank: Airtel Payment Bank is a trusted app for securely transferring your money, making a payment, and managing your finances.

ICICI Pockets: A digital wallet app from ICICI Bank that lets you make online payments, shop, and transfer money simply and securely.

Axis Pay: Enjoy Free payments, fund transfers, and bill payments with Axis Pay, an app from Axis Bank.

HDFC Bank MobileBanking: Access your HDFC Bank accounts, transfer funds, pay bills, and enjoy various banking services on your mobile.

SBI Pay: A comfortable app from the State Bank of India that allows you to send money, pay bills, and recharge with ease.

Yes Pay: An app that offers a secure and simple way to make payments, recharge your mobile, and send money instantly.

JioMoney: Manage your digital transactions, make quick payments, and get exciting offers with JioMoney, powered by Reliance Jio.

Oxigen Wallet: A feature-packed digital wallet that lets you make instant payments, recharge your mobile, and book tickets easily and securely.

Kotak – 811 & Mobile Banking: Experience hassle-free banking with the Kotak – 811 & Mobile Banking app, offering a range of services like fund transfers and bill payments.

CRED: A premium app for paying credit card bills, earning rewards for timely payments, and managing your expenses easily and securely.

IndusPay: Enjoy Free transactions, fund transfers, and utility bill payments with the IndusPay app, offering a happy banking experience.

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Allahabad Bank UPI-AB TEJ: Simple and secure your payments with the Allahabad Bank UPI-AB TEJ app, which allows instant money transfers and secure transactions.

Canara Bank UPI: The Canara Bank UPI app lets you link multiple bank accounts, make quick payments, and enjoy hassle-free transactions.

Federal Bank – Lotza UPI: Enjoy a Free banking experience with the Federal Bank – Lotza UPI app, offering secure payments, fund transfers, and more.

IDBI Bank GO Mobile+: Access your accounts, transfer funds, pay bills, and enjoy various banking services with ease using the IDBI Bank GO Mobile+ app.

IOB UPI: Make instant payments, transfer money, and avail of banking services easily and securely with the IOB UPI app.

Karur Vysya Bank (KVB) UPI: Simple and secure your payments with KVB UPI, a user-friendly app for Free money transfers and secure transactions.

UCO Bank UPI: Experience hassle-free payments with UCO Bank UPI, allowing you to link your accounts, make quick transactions, and enjoy happy banking services.

Union Bank UPI: Enjoy the facility of Union Bank UPI, a reliable app that enables easy fund transfers, bill payments, and secure transactions.

United UPI: United UPI app offers a Free platform for making instant payments, transferring funds, and managing your banking needs with ease.

Bank of Maharashtra – Maha UPI: Simple and secure your payments with Bank of Maharashtra – Maha UPI, a user-friendly app for secure transactions and comfortable banking services.

RBL Pay: RBL Pay app makes payments simple and secure, allowing you to send money, pay bills, and enjoy various banking services comfortably.

Digibank by DBS: Experience the power of digital banking with Digibank by DBS, offering a range of services including payments, fund transfers, and more.

Punjab National Bank (PNB) UPI: Manage your payments and finances easily with PNB UPI, a trusted app from Punjab National Bank for secure transactions and instant transfers.

Indian Bank UPI: Indian Bank UPI app offers a Free banking experience with features like instant payments, fund transfers, and secure transactions.

Central Bank of India – CBI UPI: Simple and secure your payments with CBI UPI, a user-friendly app from the Central Bank of India for quick transactions and hassle-free banking services.

Karnataka Bank UPI: Karnataka Bank UPI enables you to make instant payments, transfer funds, and enjoy comfortable banking services with ease.

Vijaya UPI: Vijaya UPI app provides a Free platform for making secure payments, transferring money, and managing your banking transactions effortlessly.

South Indian Bank – SIB M-Pay: Experience the facility of SIB M-Pay, the mobile payment app from South Indian Bank, allowing you to make quick payments and enjoy Free transactions.

TJSB UPI: Simple and secure your payments with TJSB UPI, a user-friendly app that offers secure money transfers and comfortable banking services.

Saraswat Bank UPI: Saraswat Bank UPI app enables you to make instant payments, transfer funds, and enjoy hassle-free banking services with ease.

Baroda MPay: Baroda MPay app offers a Free banking experience with features like quick payments, fund transfers, and secure transactions from the Bank of Baroda.

Punjab & Sind Bank – PSB UPI: Enjoy the facility of PSB UPI, an app from Punjab & Sind Bank that allows you to make secure payments, transfer funds, and manage your banking with basic knowledge.

Yes Bank UPI: Yes Bank UPI app provides a user-friendly platform for making quick payments, transferring funds, and enjoying comfortable banking services.

Andhra Bank ONE – UPI App: Simple and secure your payments with Andhra Bank ONE – UPI App, enabling you to make secure transactions, transfer money, and manage your banking with basic knowledge.

IDFC FIRST Bank – UPI App: Experience the power of digital banking with IDFC FIRST Bank – UPI App, offering Free payments, fund transfers, and comfortable banking services.

Paytm Payments Bank – UPI App: Paytm Payments Bank – UPI App simplifies your payments with quick transactions, secure transfers, and a range of banking services.

City Union Bank – CUB UPI: Enjoy the facility of CUB UPI, an app from City Union Bank that allows you to make secure payments, transfer funds, and manage your banking with basic knowledge.

Synd UPI: Synd UPI app offers a user-friendly platform for Free payments, fund transfers, and comfortable banking services, ensuring a hassle-free banking experience.

Bank of Baroda – Baroda Pay: Simple and secure your payments with Baroda Pay, an app from Bank of Baroda that enables secure transactions, instant transfers, and comfortable banking services.

HSBC SimplyPay: Experience the facility of HSBC SimplyPay, a reliable app that allows you to make quick payments, transfer funds, and manage your banking transactions with basic knowledge.

Dhanlaxmi Bank – Dhan Pay: Dhan Pay app from Dhanlaxmi Bank makes payments easy and comfortable, offering Free transactions, fund transfers, and hassle-free banking services.

Fino Payments Bank – Fino UPI: Enjoy the benefits of Fino UPI, an app from Fino Payments Bank that simplifies your payments, enables instant money transfers, and provides a range of banking services.

Equitas UPI: Equitas UPI app offers a Free platform for making payments, transferring funds, and managing your banking needs comfortably and securely.

Indian Overseas Bank – IndOASIS UPI: Simple and secure your payments with IndOASIS UPI, an app from Indian Overseas Bank that allows secure transactions, instant transfers, and easy banking services.

State Bank of India – SBI Anywhere Personal: Enjoy the facility of SBI Anywhere Personal, an app from State Bank of India that allows you to access your accounts, transfer funds, pay bills, and enjoy a range of banking services.

Allahabad Bank – UPI-AXIS: Simple and secure your payments with UPI-AXIS, an app from Allahabad Bank that enables secure transactions, instant transfers, and comfortable banking services.

Bank of India UPI: Bank of India UPI app offers a user-friendly platform for simple payments, fund transfers, and comfortable banking services, ensuring a hassle-free banking experience.

Corporation Bank UPI: Corporation Bank UPI app makes payments easy and comfortable, offering simple transactions, fund transfers, and hassle-free banking services.

DBS Digibank SG: Experience the facility of DBS Digibank SG, a reliable app that allows you to manage your accounts, make payments, transfer funds, and enjoy various banking services.

Indian Bank – IndPay: IndPay app from Indian Bank makes banking transactions effortless, offering a user-friendly platform for payments, transfers, and comfortable banking services.

Indian Overseas Bank – IOB BHIM UPI: Simple and secure your payments with IOB BHIM UPI, an app from Indian Overseas Bank that allows secure transactions, instant transfers, and easy banking services.

Karnataka Bank – KBL SMARTz: KBL SMARTz app from Karnataka Bank offers a simple platform for making payments, transferring funds, and managing your banking needs comfortably and securely.

Standard Chartered Mobile Banking: Access your Standard Chartered accounts, make payments, transfer funds, and enjoy a range of banking services comfortably through their mobile banking app.

UBI UPI: UBI UPI app offers a user-friendly platform for simple payments, fund transfers, and comfortable banking services, ensuring a hassle-free banking experience.

Bank of Maharashtra – MahaUPI: Simple and secure your payments with MahaUPI, an app from the Bank of Maharashtra that enables secure transactions, instant transfers, and comfortable banking services.

Vijaya Bank UPI: Vijaya Bank UPI app provides a simple platform for making secure payments, transferring money, and managing your banking transactions effortlessly.

Zeta: Zeta app offers a user-friendly interface for managing your finances, tracking expenses, making payments, and enjoying a range of banking services.

Jana Bank UPI: Jana Bank UPI app makes payments effortless, allowing you to send money, pay bills, and enjoy various banking services comfortably.

Kotak 811: Kotak 811 app offers a simple banking experience with features like quick payments, fund transfers, and secure transactions from Kotak Mahindra Bank.

RBL MoBank 2.0: RBL MoBank 2.0 app simplifies your banking experience, allowing you to access your accounts, make payments, and enjoy a range of banking services.

Saraswat Bank – SBL UPI: SBL UPI app from Saraswat Bank enables you to make instant payments, transfer funds, and enjoy hassle-free banking services with ease.

Tamilnad Mercantile Bank (TMB) UPI: Simple and secure your payments with TMB UPI, an app from Tamilnad Mercantile Bank that allows secure transactions, instant transfers, and comfortable banking services.

Ujjivan UPI: Ujjivan UPI app offers a simple platform for making payments, transferring funds, and managing your banking needs comfortably and securely.

Yes Bank – YES PAY UPI: YES PAY UPI app provides a user-friendly platform for making quick payments, transferring funds, and enjoying comfortable banking services.

Allahabad UP Bank UPI: Simple and secure your payments with Allahabad UP Bank UPI, a user-friendly app for instant money transfers and secure transactions

Axis Bank – Axis Pay UPI: Axis Pay UPI app offers a simple and secure platform for making payments, transferring funds, and managing your banking needs with ease.

Bank of Baroda – Baroda Connect (Net Banking): Baroda Connect app from Bank of Baroda provides comfortable access to your accounts, allowing you to manage transactions, pay bills, and avail of various banking services.

Bank of Maharashtra – MahaMobile: MahaMobile app from the Bank of Maharashtra enables easy and quick banking services, including account management, fund transfers, and mobile banking transactions.

Canara Bank – Canara eMpower: Canara eMpower app simplifies your banking experience with features like instant payments, fund transfers, and comfortable banking services from Canara Bank.

Central Bank of India – Cent Mobile: Cent Mobile app from the Central Bank of India offers a user-friendly interface to access your accounts, transfer funds, and enjoy a range of mobile banking services.

Citibank IN: Citibank IN app provides simple access to your Citibank accounts, allowing you to manage transactions, pay bills, and enjoy a range of banking services comfortably.

City Union Bank – CityU Mobile: CityU Mobile app from City Union Bank enables easy and secure banking services, including account management, fund transfers, and mobile banking transactions.

Corporation Bank – Corp EASE: Corp EASE app simplifies your banking experience with Corporation Bank, providing a range of services such as payments, transfers, and account management.

DCB Bank – DCB Bank UPI: DCB Bank UPI app offers a simple platform for making payments, transferring funds, and managing your banking needs comfortably and securely.

Dena Bank – Dena UPI: Dena UPI app from Dena Bank makes payments effortless, allowing you to send money, pay bills, and enjoy various banking services comfortably.

Deutsche Bank Mobile: Deutsche Bank Mobile app provides easy access to your Deutsche Bank accounts, allowing you to manage transactions, transfer funds, and enjoy mobile banking services.

Development Credit Bank (DCB) UPI: DCB UPI app offers a user-friendly platform for simple payments, fund transfers, and comfortable banking services, ensuring a hassle-free banking experience.

Federal Bank – FedMobile: FedMobile app from Federal Bank simplifies your banking experience, offering features like quick payments, fund transfers, and secure transactions.

HSBC India Mobile Banking: HSBC India Mobile Banking app allows you to access your HSBC accounts, make payments, transfer funds, and enjoy a range of banking services comfortably.

IDBI Bank – GO Mobile+: GO Mobile+ app from IDBI Bank provides a simple banking experience with features like quick payments, fund transfers, and secure transactions.

IDFC Bank – IDFC FIRST Bank: IDFC FIRST Bank app offers a user-friendly interface for managing your accounts, making payments, transferring funds, and enjoying a range of banking services.

Indian Bank – IndOASIS: IndOASIS app from Indian Bank makes banking transactions effortless, offering a user-friendly platform for payments, transfers, and comfortable banking services.

Indian Overseas Bank – Mobile Banking: Indian Overseas Bank Mobile Banking app enables you to access your accounts, manage transactions, transfer funds, and avail of various banking services comfortably.

IndusInd Bank – IndusMobile: IndusMobile app from IndusInd Bank provides a simple platform for managing your accounts, making payments, transferring funds, and enjoying a range of banking services.

Karnataka Bank – KBL Mobile: KBL Mobile app from Karnataka Bank offers a user-friendly interface to access your accounts, transfer funds, and enjoy a range of mobile banking services.

Karur Vysya Bank (KVB) – KVB Upay: KVB Upay app from Karur Vysya Bank simplifies your banking experience, transfer fund, and manages your bank account.

Kotak Mahindra Bank – Kotak Mobile Banking: Kotak Mobile Banking app provides a comfortable and secure platform for managing your accounts, making payments, transferring funds, and accessing a wide range of banking services.

Lakshmi Vilas Bank – LVB Mobile: LVB Mobile app from Lakshmi Vilas Bank allows you to perform various banking transactions such as fund transfers, bill payments, and account management comfortably on your mobile device.

Punjab National Bank (PNB) – PNB ONE: PNB ONE app by Punjab National Bank offers a comprehensive range of banking services, including account management, fund transfers, bill payments, and more, providing a simple banking experience.

RBL Bank – RBL MyCard: RBL MyCard app simplifies your credit card management, allowing you to view transactions, pay bills, redeem rewards, and enjoy other features related to your RBL Bank credit card.

Standard Chartered Mobile Banking: Standard Chartered Mobile Banking app enables you to access your accounts, make payments, transfer funds, and enjoy a variety of banking services with ease and facility.

Conclusion

These mobile banking applications provide a convenient and safe method to manage your money while on the road. You may simply carry out transactions, transfer cash, pay bills, and access a lot of financial services at your fingertips thanks to an intuitive user interface and a variety of features.

These apps prioritize security and provide advanced measures to protect your sensitive information. Whether you need to check your account balance, make quick payments, or track your expenses, these apps cater to your diverse banking needs. Embrace the ease and efficiency of mobile banking with these reliable and user-centric applications.

Hello Friends, My Name is Charanjeet Singh and I am a professional blogger since 2018. I have completed my PGDCA Diploma. and I love to write about Finance, Gaming, and General Knowledge.

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